Dr. Lubna Naeem
- Gender: Female
- Experience: 37 years
- Graduation year: 1984
- Sole propriator: Yes
- NPI: 1487665659
Dr. Lubna Naeem MD
Internist
She is located at 19272 Stone Oak Parkway Suite 108 in San Antonio, TX 78258. Can help patients with the following: Common Cold, Edema, Hiatal Hernia, Nausea and Vomiting, Peptic Ulcer, Prescription Refill. Her National Provider Identifier (NPI) number is 1487665659. Appointment can be made via the phone number (210) 490-3800. She also has a website where you can get more information. The website can be found at https://www.zocdoc.com/doctor/lubna-naeem-md-81468. She is affiliated with 1 practices and 1 hospitals.
Conditions treated
Dr. Lubna Naeem, being an internist, treats the following conditions. Please be advised that this list may not be complete. For the full list of conditions treated, consult directly with Dr. Lubna Naeem.
- Abdominal Pain
- Acute Pain
- Anemia
- Arthritis
- Asthma
- Atherosclerosis
- Bladder Control
- Chest Pain
- Cholecystitis
- Chronic Obstructive Pulmonary Disease (COPD)
- Common Cold
- Constipation
- Cystitis
- Diarrhea
- Edema
- Fever
- Gastroesophageal Reflux Disease (GERD)
- General Care
- Headache
- Heart Disease
- Hiatal Hernia
- High Blood Pressure
- Hot Flashes
- Hyperlipidemia
- Hyponatremia
- Influenza
- Inguinal Hernia
- Migraine
- Nausea and Vomiting
- Obesity
- Osteoporosis
- Peptic Ulcer
- Prescription Refill
- Urethritis
- Urinary Tract Infection (UTI)
Procedures Performed by Dr. Lubna Naeem
ACA Marketplace (Obamacare/HealthCare.gov) plan networks
Insurers selling ACA Marketplace (HealthCare.gov) plans list Dr. Lubna Naeem as in-network for the following 2026 plans.
Health plans
Ambetter from Superior HealthPlan
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 12 plans from Ambetter from Superior HealthPlan
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Complete Gold | EPO · Gold | Preferred | Accepting new patients |
| Complete Gold + Vision + Adult Dental | EPO · Gold | Preferred | Accepting new patients |
| Enhanced Diabetes Care Silver with $0 Drug Options | EPO · Silver | Preferred | Accepting new patients |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | EPO · Silver | Preferred | Accepting new patients |
| Everyday Gold | EPO · Gold | Preferred | Accepting new patients |
| Everyday Gold + Vision + Adult Dental | EPO · Gold | Preferred | Accepting new patients |
| Focused Silver | EPO · Silver | Preferred | Accepting new patients |
| Focused Silver + Vision + Adult Dental | EPO · Silver | Preferred | Accepting new patients |
| Standard Gold | EPO · Gold | Preferred | Accepting new patients |
| Standard Gold + Vision + Adult Dental | EPO · Gold | Preferred | Accepting new patients |
| Standard Silver | EPO · Silver | Preferred | Accepting new patients |
| Standard Silver + Vision + Adult Dental | EPO · Silver | Preferred | Accepting new patients |
Baylor Scott and White Health Plan
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 10 plans from Baylor Scott and White Health Plan
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| BSW Diabetes Care Gold HMO 014 | HMO · Gold | Bswpremierhmo | Accepting new patients |
| BSW Elite Gold HMO 001 (CMS Standardized Plan with $0 Pediatric PCP copay) | HMO · Gold | Bswpremierhmo | Accepting new patients |
| BSW Elite Gold HMO 004 | HMO · Gold | Bswpremierhmo | Accepting new patients |
| BSW Elite Gold HMO 012 | HMO · Gold | Bswpremierhmo | Accepting new patients |
| BSW Prime Silver HMO 003 (CMS Standardized Plan with $0 Pediatric PCP copay) | HMO · Silver | Bswpremierhmo | Accepting new patients |
| BSW Prime Silver HMO 008 | HMO · Silver | Bswpremierhmo | Accepting new patients |
| BSW Prime Silver HMO 005 | HMO · Silver | Bswpremierhmo | Accepting new patients |
| BSW Savers Bronze HMO H S A 006 | HMO · Expanded Bronze | Bswpremierhmo | Accepting new patients |
| BSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay) | HMO · Expanded Bronze | Bswpremierhmo | Accepting new patients |
| BSW Savers Bronze HMO H S A 009 | HMO · Expanded Bronze | Bswpremierhmo | Accepting new patients |
Blue Cross and Blue Shield of Texas
Network data as of Jun 7, 2026, as reported by the insurer.
Show all 19 plans from Blue Cross and Blue Shield of Texas
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Blue Advantage Bronze HMO℠ 204 (27 plan variants) | HMO · Expanded Bronze | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Bronze HMO℠ 301 (14 plan variants) | HMO · Bronze | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Bronze HMO℠ Standard (27 plan variants) | HMO · Expanded Bronze | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Gold HMO℠ 206 (27 plan variants) | HMO · Gold | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Gold HMO℠ 603 (14 plan variants) | HMO · Gold | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Gold HMO℠ Standard (27 plan variants) | HMO · Gold | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Bronze℠ 303 (27 plan variants) | POS · Expanded Bronze | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Bronze℠ 305 (27 plan variants) | POS · Bronze | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Bronze℠ Standard (27 plan variants) | POS · Expanded Bronze | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Gold℠ 203 (27 plan variants) | POS · Gold | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Gold℠ 803 (27 plan variants) | POS · Gold | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Gold℠ Standard (27 plan variants) | POS · Gold | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Silver℠ 202 (27 plan variants) | POS · Silver | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Silver℠ 605 (27 plan variants) | POS · Silver | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Silver℠ Standard (27 plan variants) | POS · Silver | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Security HMO℠ 200 (27 plan variants) | HMO · Catastrophic | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Silver HMO℠ 205 (27 plan variants) | HMO · Silver | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Silver HMO℠ 801 (14 plan variants) | HMO · Silver | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Silver HMO℠ Standard (27 plan variants) | HMO · Silver | Blue Advantage HMO | Accepting new patients |
Community First
Network data as of May 18, 2026, as reported by the insurer.
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| University Community Care Plan by Community First - Gold Plan | EPO · Gold | Preferred | Accepting new patients |
| University Community Care Plan by Community First - Gold Plan Standard | EPO · Gold | Preferred | Accepting new patients |
| University Community Care Plan by Community First - Silver Plan | EPO · Silver | Preferred | Accepting new patients |
| University Community Care Plan by Community First - Silver Plan Standard | EPO · Silver | Preferred | Accepting new patients |
Harbor Health
Network data as of Sep 14, 2026, as reported by the insurer.
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Harbor Health G0 $0 Deductible $0 PCP $0 Mental Health Office Visit $0 Express Care | HMO · Gold | Preferred | Accepting new patients |
| Harbor Health G1S $30 PCP $30 Mental Health Office Visit $30 Express Care | HMO · Gold | Preferred | Accepting new patients |
| Harbor Health S1 $0 PCP $0 Mental Health Office Visit $0 Express Care | HMO · Silver | Preferred | Accepting new patients |
| Harbor Health S1S $40 PCP $40 Mental Health Office Visit $40 Express Care | HMO · Silver | Preferred | Accepting new patients |
Imperial Insurance Companies, Inc.
Network data as of Sep 16, 2025, as reported by the insurer.
Show all 7 plans from Imperial Insurance Companies, Inc.
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Imperial Preferred Bronze | HMO · Bronze | Preferred | Accepting new patients |
| Imperial Preferred Gold | HMO · Gold | Preferred | Accepting new patients |
| Imperial Preferred Gold Zero | HMO · Gold | Preferred | Accepting new patients |
| Imperial Preferred Silver | HMO · Silver | Preferred | Accepting new patients |
| Imperial Standard Bronze | HMO · Expanded Bronze | Standard | Accepting new patients |
| Imperial Standard Gold | HMO · Gold | Standard | Accepting new patients |
| Imperial Standard Silver | HMO · Silver | Standard | Accepting new patients |
Oscar Insurance Company
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 11 plans from Oscar Insurance Company
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Gold Classic Guided Care (8 plan variants) | HMO · Gold | Preferred | Accepting new patients |
| Gold Classic Standard Guided Care (8 plan variants) | HMO · Gold | Preferred | Accepting new patients |
| Gold Simple Diabetes Guided Care (8 plan variants) | HMO · Gold | Preferred | Accepting new patients |
| Gold Simple Guided Care (8 plan variants) | HMO · Gold | Preferred | Accepting new patients |
| Silver Classic Standard Guided Care (8 plan variants) | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care (8 plan variants) | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Chronic Care CKM Guided Care (8 plan variants) | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Diabetes Guided Care (8 plan variants) | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Guided Care (8 plan variants) | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple PCP Saver Guided Care (8 plan variants) | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Women's Health with Menopause Benefits Guided Care (8 plan variants) | HMO · Silver | Preferred | Accepting new patients |
UnitedHealthcare
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 14 plans from UnitedHealthcare
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Essential ($0 Virtual Urgent Care) | HMO · Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Standard | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Standard+ (Dental + Vision) | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Standard | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Standard | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Value ($0 Virtual Urgent Care) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) | HMO · Silver | Non Preferred | Accepting new patients |
UnitedHealthcare
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 11 plans from UnitedHealthcare
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| UHC Sanitas Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Sanitas Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Sanitas Bronze Standard | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Sanitas Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Sanitas Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Sanitas Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Sanitas Gold Standard | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Sanitas Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Sanitas Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Sanitas Silver Standard | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Sanitas Silver Value ($0 Virtual Urgent Care) | HMO · Silver | Non Preferred | Accepting new patients |
WellPoint
Network data as of Sep 10, 2026, as reported by the insurer.
Show all 21 plans from WellPoint
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Wellpoint Essential Bronze 4000 HSA (+ Incentives) | HMO · Expanded Bronze | Participating | Not accepting new patients |
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | HMO · Expanded Bronze | Participating | Not accepting new patients |
| Wellpoint Essential Bronze 6000 Adult Dental/Vision ($0 Virtual PCP+$0 Select Drugs) | HMO · Expanded Bronze | Participating | Not accepting new patients |
| Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | HMO · Expanded Bronze | Participating | Not accepting new patients |
| Wellpoint Essential Bronze POS 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | POS · Expanded Bronze | Participating | Not accepting new patients |
| Wellpoint Essential Bronze POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | POS · Expanded Bronze | Participating | Not accepting new patients |
| Wellpoint Essential Bronze POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | POS · Expanded Bronze | Participating | Not accepting new patients |
| Wellpoint Essential Catastrophic (+ Incentives) | HMO · Catastrophic | Participating | Not accepting new patients |
| Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | HMO · Gold | Participating | Not accepting new patients |
| Wellpoint Essential Gold 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | HMO · Gold | Participating | Not accepting new patients |
| Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) | HMO · Gold | Participating | Not accepting new patients |
| Wellpoint Essential Gold POS 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | POS · Gold | Participating | Not accepting new patients |
| Wellpoint Essential Gold POS 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | POS · Gold | Participating | Not accepting new patients |
| Wellpoint Essential Gold POS 700 ($0 Virtual PCP + $0 Select Drugs + Incentives) | POS · Gold | Participating | Not accepting new patients |
| Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) | HMO · Silver | Participating | Not accepting new patients |
| Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | HMO · Silver | Participating | Not accepting new patients |
| Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | HMO · Silver | Participating | Not accepting new patients |
| Wellpoint Essential Silver 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | HMO · Silver | Participating | Not accepting new patients |
| Wellpoint Essential Silver POS 2500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | POS · Silver | Participating | Not accepting new patients |
| Wellpoint Essential Silver POS 4000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | POS · Silver | Participating | Not accepting new patients |
| Wellpoint Essential Silver POS 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | POS · Silver | Participating | Not accepting new patients |
This covers ACA Marketplace plans only, as reported by each insurer. It does not include employer, Medicare Advantage, or state-run exchange plans, and a plan missing from this list does not mean Dr. Lubna Naeem is out of network. Insurer directories can be out of date, so always confirm with the insurer and the office before your visit.
Medicare Enrollment
Dr. Lubna Naeem is enrolled to bill Medicare as a Practitioner - Internal Medicine .
Bills through: Bhs Physicians Network, Inc
Based on Medicare's public enrollment records as of Jul 17, 2026. This reflects Medicare fee-for-service enrollment only and says nothing about other insurance, quality, outcomes, or board certification.
Payments received
Drug payment
| Ipsen Biopharmaceuticals | $158 |
| AstraZeneca | $142 |
| Novo Nordisk | $123 |
Other
| Food and Beverage | $1136 |
Studies
Graduated in 1984Other ways to reach out
- Website: https://www.zocdoc.com/doctor/lubna-naeem-md-81468
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Questions & Answers
Does Dr. Lubna Naeem have affiliation with practices?
Dr. Lubna Naeem is affiliated with Internal Medicine of Stone Oak PA.
Does Dr. Lubna Naeem accept patients with Ambetter from Superior HealthPlan?
Yes, Dr. Lubna Naeem is listed in-network for Ambetter from Superior HealthPlan through the ACA Marketplace (Obamacare/HealthCare.gov). See the Marketplace plans section for details.
What conditions does Dr. Lubna Naeem treat?
Dr. Lubna Naeem provides treatment for Common Cold, Edema, Hiatal Hernia, Nausea and Vomiting, Peptic Ulcer, Prescription Refill. For the full list see this list.
Has Dr. Lubna Naeem affiliation with hospitals?
Dr. Lubna Naeem is affiliated with BAPTIST MEDICAL CENTER.
Where can you meet with Dr. Lubna Naeem?
Dr. Lubna Naeem's office is located at 19272 Stone Oak Parkway Suite 108 in San Antonio, TX 78258.